Just as any size home is protected by its roof, Sibley Construction Services works to repair or replace any damaged Lafayette Parish roof regardless of the size of the home. A damaged roof, especially one damaged by hail, no longer has the integrity needed to protect your home. That’s true whether you live in a mansion or a more modest abode—a single-story ranch-style home, for example.
As you can see in these photos, this particular home’s roof was damaged by a hail storm. Sibley Construction’s roofing specialists quickly addressed the damage and completed a total roof replacement. These Lafayette LA homeowners were wise to call Sibley Construction immediately after the hail storm occurred. Hail damage on a roof, if left alone, will lead to much worse damage to your home—including the possibility of mold from dampness penetration.
During a hail storm, people often focus on the size of the hailstones. Regardless of the size of the hail, it can damage your roof significantly. Small hail accompanied by strong winds can cause as much or even greater damage as larger hail. Either way, when hail damages your asphalt shingles, the damage is irreversible, and the only remedy is to replace the roof.
Insurance companies understand this reality. You will find an insurance company will move quickly to facilitate getting your roof replaced. They are aware that a hail-damaged roof is extremely vulnerable to further deterioration within a short time frame. An insurance company can save money by having the roof replaced as soon as possible.
You may be surprised to learn that hail damage isn’t always visible from the ground. It’s also difficult to detect even up close if you aren’t trained specifically to identify hail damage. When you call a roofer to inspect your Lafayette, LA, roof after a hail storm, the roofer must physically get up on the roof to inspect for damage.
So how do you know the roof inspector has actually spotted hail damage? A Sibley Construction Services roof inspector will document the need for roof repair or replacement. We always take photographs of the damaged shingles and show them to the homeowner.
Whom Do I Call First, the Roofing Company or the Insurance Agent?
Good question! It’s important to have your Lafayette Parish roof inspected by a professional roofing contractor before you contact your insurance company. Before you allow anyone on your roof, you need to make sure they are a licensed and insured roofing contractor. It’s alright to ask about this! The roofer won’t be offended by the question. In addition, you need to confirm the company inspecting your roof has experience with, and knowledge of, dealing with insurance claims.
Sibley Construction Services specializes in working closely with insurance companies to make the entire claim process as painless as possible to the homeowner. One reason why you want to call us before your insurance company is so our roofing inspector can give you a professional opinion whether or not you should file an insurance claim.
How Does the Roof Insurance Claim Process work?
If your licensed roofing inspector advises you to file a claim for hail damage, and you do that, your insurance claim adjuster will call you to set an appointment for their inspection. Be sure to let your roofing contractor know the date and time of that appointment. While the insurance adjustor may know enough about hail damage, it’s in your best interest to have the roofing contractor meet with the adjuster at your property. You want the contractor present to make sure the adjuster understands the severity of the hail damage.
It’s the adjuster’s job to either approve or deny your insurance claim for hail damage. You won’t be penalized by the insurance company for filing a claim. Your insurance premium will not be increased, even if damage is found and the roof needs to be completely replaced. Hail and wind damage to roofing shingles are considered Acts of Nature not resulting from any fault of the homeowner.
When hailstones cause storm damage to your property, look to Sibley Construction Services for professional storm damage assessment and insurance restoration. In Lafayette, LA, call Sibley Construction Services at (337) 264-9238. In Shreveport, LA, call Sibley Construction Services at (318) 848-7187.